A young rising star and lifetime achiever Richard de Lautour are among those who have been recognised for their dedication to responsible lending.

FSF welcomes the conversation but has concerns the proposals could only make it harder and more costly for lenders who already adhere to the law, and just drive predatory lenders more underground.

"It’s often the way in financial services that the bad eggs get all the attention, we think it’s about time that responsible lending stars got recognised too."