Fresh thinking when it comes to finance, and an ability to "walk the talk" with responsible lending were common themes among those who took out the second-ever FSF Awards.

FSF says new proposals to better protect borrowers are a step in the right direction, but more can be done to target predatory lenders causing harm to consumers and tainting the sector.

FSF is confident that its new suggestion to MBIE will do more to help vulnerable borrowers than the Bill's proposed interest and fees cap or a straight interest rate cap.